360 Bank Checking Account. Access your hard earned money & bank very nearly anywhere with your top-rated app that is mobile

No minimums, no costs, don’t worry.

Access your cash & bank nearly anywhere with this top-rated app that is mobile.

to start, keep & make use of

which means that your cash remains where it belongs—with you.

In more places where you shop already.

CHECKING WITHIN REACH

Keep your bank checking account secure

Misplaced your debit card? No sweat—you can lock (and unlock) it from our mobile application.

Deposit checks in a snap

No lines, no waiting. Deposit checks directly from our app that is mobile just snapping a pic.

Remain on top of one’s investing

Get real-time alerts regarding the account that is checking activity Capital One and Eno, your va.

360 BANK ACCOUNT ADVANTAGES

Your checking that is online account safe with FDIC insurance coverage and fraudulence coverage.

No month-to-month or upkeep fees

Your hard earned money is yours—let’s keep it this way.

Go cash effortlessly

Ensure you get your cash on its way—pay bills online or send money with Zelle®.

Get assist in person

See our branches & CafГ©s to bank with this friendly Ambassadors.

Access your cash as much as 2 days earlier than payday with early deposit that is direct.

Select what happens in the event that you save money than you have got in your bank checking account.

Your safety and health are our main priority

We have been reopening with care, however some areas may be impacted by still COVID-19. For the time being, you can access ATMs in branches which have reopened, in outside vestibules at branches and CafГ©s, and also at choose TargetВ®, CVS PharmacyВ® and WalgreensВ® locations. Please utilize this search to test the status of areas towards you.

WHAT CLIENTS ARE SAYING

FAQS – 360 Checking

What exactly is an on-line bank checking account?

360 Checking is a bank checking account that is included with all you need and without anything you don’t. Pay your bills, get money, make deposits, and transfer money–all without month-to-month costs and additional trips to the lender. You are able to open an account that is checking and handle your bank account securely by signing in on your own phone or computer, in the place of awaiting the financial institution to start first. And when you ever need help along with your account, a real individual is simply a call away.

But where are the charges?

There are not any costs to start, keep or make use of your Capital One 360 bank checking account, or even for international deals. But let’s be totally upfront here: there could be some plain things you desire or should do along with your account that may bring about fees. If you request overnight check distribution or overnight delivery of an alternative card, request an end repayment, or write a refused check, perhaps you are charged a charge for these additional solutions.

Let’s say I overdraft my account?

Auto-Decline: we will generally decrease all deals that could bring your account into overdraft.

Following day Grace: we are going to pay money for the overdraft deal, and you’ll get the full working day to change the quantity you’ve overdrawn before we ask you for a $35 cost.

Free Savings Transfer: Automatically transfer funds from your own 360 family savings to deal with payday loan help Kansas your balance. Find out about all your choices.

You’ve got a few choices to select from: Auto-Decline, overnight Grace and complimentary Savings Transfer.

Auto-Decline: we are going to generally decrease all deals that will simply take your account into overdraft.

Following day Grace: we are going to pay money for the overdraft deal, and you’ll get the full working day to displace the total amount you’ve overdrawn you a $35 fee before we charge.

Complimentary Savings Transfer: Automatically transfer funds from your own 360 family savings to manage your balance. Find out more about all your choices.

How can I make interest with a bank checking account?

It’s easy—you’ll make interest by simply having cash in your account. At the time of , in case your online bank checking account balance is or less, you will make a percentage that is annual (APY) of . When your stability is between – , you will make a APY in your whole stability, and in the event the stability is or maybe more you will make a APY on the whole stability.